"What doesn't kill us gives us something new to write about."
~Julie Wright
Isn't that an awesome and true thing?
Everybody has bad stuff happen to them. But writers can take those opportunities and use them. Get caught in the rain? Perfect--you can write a scene about that with authentic description. Is there a jerk at school who never gets caught or punished for their cruelty? Bam--inspiration for the behavior and antics of an antagonist. Have a less-than-pleasant evening because of a thunderstorm that literally shakes your house? There's a suspenseful scene that could be an opening to a story.
Have you ever written a story or scene that was inspired by something like that?